My co-worker has 2 pay day loans. She is struggling, her husband left and she makes barely above minimum wage. She offered to pay them back 100 dollars a month and they refused. I looked at her contract but it's confusing. The interest rate is like 480% per year !! Really ???? I'm sorry she decided to go this route, but she really is in a tough spot. I feel bad for her. The document talks about arbitration if you default, what does that mean ? Is her bank account safe, they have all the info on her checking account. Does she have any options. We are in Texas. Thanks in advance to those who can advise !
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<*> Sample letters: http://groups.yahoo.com/group/credit-repair/files/Letters
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